Pre-Funded, Institutional Quality Real Estate Backed Investments for Accredited Investors

Invest alongside local sponsors in their local markets

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The Sponsors of LocalPaper have directly originated and managed the investment in over $1 Billion of Real Estate Transactions

With LocalPaper you can create your own diversified real estate investment portfolio

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We are an investment platform that offers pre-funded, high end real estate backed investments to Accredited Investors.

trending_upInnovation

This is the first platform to offer real estate debt investment in multiple tranches.

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Hand pick your own investments from our diversified pre-vetted real estate offerings.

How LocalPaper works

We carefully source, evaluate, and fund investments that meet our standards to offer you the best deals

Direct Origination Network
Broker / Developer Network

Through our extensive borrower / developer network, our platform is presented with dozens of institutional quality deals a month

Team of Real Estate Analysts
Team of Real Estate Analysts

Our analysis team reviews and underwrites each investment based on our guidelines, then selects the few investments that meet our standards. We have directly sourced and funded over $1 Billion of real estate backed transactions and understand value and risk

Funding + Investors
Funding + Investors

We fully fund our investments and post them to LocalPaper.com for review by Accredited Investors

Accredited Investors
Accredited Investors

Accredited Investors review due diligence on available investments. Accredited Investors then decide on investment amount and duration.

Fully Licensed Loan Servicer / Professional Real Estate Asset Management
Fully Licensed Loan Servicer

It is expected that LocalPaper will make distributions to investors on a Monthly/Quarterly basis. All of LocalPaper.com’s investments are managed by professional companies and / or licensed loan servicers

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How to Invest with LocalPaper

Debt Investments

Loan Investments may be offered as “Whole” first mortgage loans or tranched mortgage loans divided into an A-piece and a B-piece. In both cases, unless otherwise detailed, loan investments are secured by a participation in a first position (lien) mortgage.

The Whole Loan offering is an investment secured by a first mortgage on a real estate asset. The B-piece Loan offering is similar to making an investment in a second mortgage in that the B-piece investment is in second priority position junior to the A-piece of the same Whole Loan first mortgage.

As the underlying borrower of the first mortgage makes its monthly interest payments, the B-piece receives its distributions. If the underlying borrower of the first mortgage does not make its full payment, the A-piece has priority in repayment of its principal and interest due. Because of this priority structure, the B-piece earns a significantly higher interest rate than the A-piece. It is important to note that unless otherwise detailed, when a loan to value ratio ("LTV") is discussed on LocalPaper.com, this metric includes the entire first mortgage, both the A-piece and B-piece.

Loan Investments on LocalPaper.com may be offered as a Whole Loan or as a B-Piece and will be clearly marked as such. Both will be secured by a participation in a first position mortgage

A-piece Typically 7-9% Interest Rate

Lower Loan-to-Value. Priority on all interest and principal payments.

Has a priority over the B-Piece payment of its principal and interest due.

B-piece Typically 11-16% Interest Rate

Is also, a participation in the first position mortgage.

As the Note is performing the B-Piece will receive its pro-rata share of interest.

Equity Investments

We offer direct equity investments in institutional quality real estate assets. LocalPaper.com offerings include equity investments in multi-family assets, Opportunity Zone development, and strategic land entitlement investments.

The investments on LocalPaper.com are originated directly by our executive team. On LocalPaper.com you will not find brokered transactions. Our goal is to offer our Accredited Investors the same high quality, risk adjusted investments we have offered our investors over the past the three decades. All investments on LocalPaper.com represent - directly originated, institutional quality, "skin in the game - interest aligned" opportunities.

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Contact information

Address

520 S Dixie Hwy Hallandale, FL 33009

Office

800.237.2170